Jack Henry & Associates (JKHY): financials, SEC filings and peers

Jack Henry & Associates (JKHY) is a transaction & payment processing services company in the Financials sector of the S&P 500, headquartered in Monett, Missouri.

It was founded in 1976 and joined the S&P 500 on November 13, 2018.

Its fiscal year ends in June, and its shares trade on the Nasdaq.

In its SEC filings it is classified as “Services-Computer Integrated Systems Design”.

Jack Henry & Associates at a glance

Revenue (12 months): $2.6B
Revenue growth: +7.5%
Operating margin: 25.3%
Net income (12 months): $519M
Free cash flow (12 months): $717M
Cash: $25M
Debt: $40M
Diluted EPS (12 months): $7.28

Twelve months to September 30, 2026, from the 10-Q filed November 6, 2026.

Latest twelve months

Over the twelve months to September 30, 2026, Jack Henry & Associates reported revenue of $2.6 billion, about the same as a year earlier (+7.5%).

Its operating margin was 25.3%: for every $100 of sales, about $25 was left as operating profit.

Net income was $519 million (20.0% of revenue), 8.0% higher than a year earlier.

Operating cash flow was $803 million and capital spending $85 million, leaving free cash flow of $717 million (27.6% of revenue).

At the end of the period it held $25 million in cash and $40 million in debt, a net debt position of $15 million.

The diluted share count fell 3.6% in a year, typically the result of buybacks.

Five-year trend

Revenue went from $1.8 billion in fiscal 2021 to $2.5 billion in fiscal 2026, about 7.7% a year.
Revenue has grown for 5 fiscal years in a row.
Operating margin widened from 22.7% to 25.0% over the same years.
Free cash flow was positive in each of the last 6 fiscal years.

Fiscal year	2022	2023	2024	2025	2026
Revenue	$1.9B	$2.1B	$2.2B	$2.4B	$2.5B
Revenue growth	10.5%	6.9%	6.6%	7.2%	7.1%
Operating margin	24.4%	23.1%	22.1%	23.9%	25.0%
Net income	$363M	$367M	$382M	$456M	$503M
Free cash flow	$470M	$342M	$510M	$588M	$695M
Diluted EPS	$4.94	$5.02	$5.23	$6.24	$6.98

Fiscal years as reported in Jack Henry & Associates’s 10-K filings. Free cash flow is operating cash flow minus capital spending.

Recent SEC filings

10-Q filed November 6, 2026 — quarterly report
8-K filed November 3, 2026 — Earnings results
8-K filed October 29, 2026 — Earnings results
10-K filed August 28, 2026 — annual report
8-K filed August 24, 2026 — Executive or director change
8-K filed August 18, 2026 — Earnings results
8-K filed August 11, 2026 — Earnings results
8-K filed June 4, 2026 — Executive or director change; Regulation FD disclosure

All Jack Henry & Associates filings on SEC EDGAR

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Questions about Jack Henry & Associates

Is Jack Henry & Associates's revenue growing?

Yes. Revenue for the twelve months to September 30, 2026 was $2.6 billion, up 7.5% from a year earlier, according to its SEC filings.

Is Jack Henry & Associates profitable?

Yes. It earned $519 million in net income over the twelve months to September 30, 2026, a net margin of 20.0%.

Does Jack Henry & Associates have more cash or more debt?

At September 30, 2026 it had $25 million in cash and $40 million in debt, so more debt than cash.

When did Jack Henry & Associates last file financial results?

Its latest quarterly report (10-Q) was filed with the SEC on November 6, 2026.

Which companies are similar to Jack Henry & Associates?

In the S&P 500, Jack Henry & Associates is grouped in Transaction & Payment Processing Services within the Financials sector. Corpay (CPAY), Fidelity National Information Services (FIS), Fiserv (FISV), Global Payments (GPN), Mastercard (MA) are in the same group.

Understand the numbers

Source: Jack Henry & Associates’s filings with the U.S. Securities and Exchange Commission (EDGAR), retrieved November 11, 2026. Figures are as reported by the company and may be restated. This page is for information only and is not financial advice.