Fiserv (FISV): financials, SEC filings and peers

Fiserv (FISV) is a transaction & payment processing services company in the Financials sector of the S&P 500, headquartered in Brookfield, Wisconsin.

It was founded in 1984 and joined the S&P 500 on April 2, 2001.

Its fiscal year ends in December, and its shares trade on the Nasdaq.

In its SEC filings it is classified as “Services-Business Services, NEC”.

Fiserv at a glance

Revenue (12 months): $20.9B
Revenue growth: -1.2%
Operating margin: 22.3%
Net income (12 months): $2.8B
Free cash flow (12 months): $3.9B
Cash: $627M
Debt: $27.9B
Diluted EPS (12 months): $5.21

Twelve months to June 30, 2026, from the 10-Q filed August 7, 2026.

Latest twelve months

Over the twelve months to June 30, 2026, Fiserv reported revenue of $20.9 billion, about the same as a year earlier (-1.2%).

Its operating margin was 22.3%, down 7.8 percentage points from a year earlier: for every $100 of sales, about $22 was left as operating profit.

Net income was $2.8 billion (13.4% of revenue), 17.1% lower than a year earlier.

Operating cash flow was $5.8 billion and capital spending $1.9 billion, leaving free cash flow of $3.9 billion (18.8% of revenue).

At the end of the period it held $627 million in cash and $27.9 billion in debt, a net debt position of $27.3 billion.

The diluted share count fell 3.4% in a year, typically the result of buybacks.

Five-year trend

Revenue went from $14.9 billion in fiscal 2020 to $21.2 billion in fiscal 2025, about 7.4% a year.
Revenue has grown for 5 fiscal years in a row.
Operating margin widened from 12.5% to 27.5% over the same years.
Free cash flow was positive in each of the last 6 fiscal years.

Fiscal year	2021	2022	2023	2024	2025
Revenue	$16.2B	$17.7B	$19.1B	$20.5B	$21.2B
Revenue growth	9.3%	9.3%	7.6%	7.1%	3.6%
Operating margin	14.1%	21.1%	26.3%	28.7%	27.5%
Net income	$1.3B	$2.5B	$3.1B	$3.1B	$3.5B
Free cash flow	$2.9B	$3.1B	$3.8B	$5.1B	$4.3B
Diluted EPS	$1.99	$3.91	$4.98	$5.38	$6.34

Fiscal years as reported in Fiserv’s 10-K filings. Free cash flow is operating cash flow minus capital spending.

Recent SEC filings

8-K filed September 22, 2026 — Executive or director change
10-Q filed August 7, 2026 — quarterly report
8-K filed August 6, 2026 — Earnings results
8-K filed July 7, 2026 — Executive or director change; Regulation FD disclosure
8-K filed June 23, 2026 — Material agreement; New debt obligation
8-K filed June 17, 2026 — Material agreement
8-K filed June 16, 2026 — Regulation FD disclosure
8-K filed June 15, 2026 — Executive or director change; Regulation FD disclosure

All Fiserv filings on SEC EDGAR

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Questions about Fiserv

Is Fiserv's revenue growing?

No. Revenue for the twelve months to June 30, 2026 was $20.9 billion, down 1.2% from a year earlier, according to its SEC filings.

Is Fiserv profitable?

Yes. It earned $2.8 billion in net income over the twelve months to June 30, 2026, a net margin of 13.4%.

Does Fiserv have more cash or more debt?

At June 30, 2026 it had $627 million in cash and $27.9 billion in debt, so more debt than cash.

When did Fiserv last file financial results?

Its latest quarterly report (10-Q) was filed with the SEC on August 7, 2026.

Which companies are similar to Fiserv?

In the S&P 500, Fiserv is grouped in Transaction & Payment Processing Services within the Financials sector. Corpay (CPAY), Fidelity National Information Services (FIS), Global Payments (GPN), Jack Henry & Associates (JKHY), Mastercard (MA) are in the same group.

Understand the numbers

Source: Fiserv’s filings with the U.S. Securities and Exchange Commission (EDGAR), retrieved September 27, 2026. Figures are as reported by the company and may be restated. This page is for information only and is not financial advice.