Corpay (CPAY): financials, SEC filings and peers

Corpay (CPAY) is a transaction & payment processing services company in the Financials sector of the S&P 500, headquartered in Atlanta, Georgia.

It was founded in 2000 and joined the S&P 500 on June 20, 2018.

Its fiscal year ends in December, and its shares trade on the NYSE.

In its SEC filings it is classified as “Services-Business Services, NEC”.

Corpay at a glance

Revenue (12 months): $5.0B
Revenue growth: +20.4%
Operating margin: 43.7%
Net income (12 months): $1.1B
Free cash flow (12 months): $1.6B
Cash: $3.2B
Debt: $10.6B
Diluted EPS (12 months): $16.43

Twelve months to June 30, 2026, from the 10-Q filed August 10, 2026.

Latest twelve months

Over the twelve months to June 30, 2026, Corpay reported revenue of $5.0 billion, up 20.4% from a year earlier.

Its operating margin was 43.7%: for every $100 of sales, about $44 was left as operating profit.

Net income was $1.1 billion (22.7% of revenue), 8.7% higher than a year earlier.

Operating cash flow was $1.8 billion and capital spending $209 million, leaving free cash flow of $1.6 billion (32.6% of revenue).

At the end of the period it held $3.2 billion in cash and $10.6 billion in debt, a net debt position of $7.5 billion.

The diluted share count fell 7.1% in a year, typically the result of buybacks.

Five-year trend

Revenue went from $2.4 billion in fiscal 2020 to $4.5 billion in fiscal 2025, about 13.6% a year.
Revenue has grown for 5 fiscal years in a row.
Operating margin widened from 40.7% to 44.0% over the same years.
Free cash flow was positive in each of the last 6 fiscal years.

Fiscal year	2021	2022	2023	2024	2025
Revenue	$2.8B	$3.4B	$3.8B	$4.0B	$4.5B
Revenue growth	18.6%	20.9%	9.6%	5.8%	13.9%
Operating margin	43.8%	42.2%	44.1%	45.0%	44.0%
Net income	$839M	$954M	$982M	$1.0B	$1.1B
Free cash flow	$1.1B	$603M	$1.9B	$1.8B	$1.3B
Diluted EPS	$9.99	$12.42	$13.20	$13.97	$15.03

Fiscal years as reported in Corpay’s 10-K filings. Free cash flow is operating cash flow minus capital spending.

Recent SEC filings

10-Q filed August 10, 2026 — quarterly report
8-K filed August 5, 2026 — Earnings results; Regulation FD disclosure
8-K filed July 24, 2026 — Executive or director change
8-K filed May 22, 2026 — Material agreement; Regulation FD disclosure
8-K filed May 12, 2026 — Regulation FD disclosure
8-K filed May 12, 2026 — Shareholder vote results
10-Q filed May 8, 2026 — quarterly report
8-K filed May 7, 2026 — Earnings results; Regulation FD disclosure

All Corpay filings on SEC EDGAR

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Questions about Corpay

Is Corpay's revenue growing?

Yes. Revenue for the twelve months to June 30, 2026 was $5.0 billion, up 20.4% from a year earlier, according to its SEC filings.

Is Corpay profitable?

Yes. It earned $1.1 billion in net income over the twelve months to June 30, 2026, a net margin of 22.7%.

Does Corpay have more cash or more debt?

At June 30, 2026 it had $3.2 billion in cash and $10.6 billion in debt, so more debt than cash.

When did Corpay last file financial results?

Its latest quarterly report (10-Q) was filed with the SEC on August 10, 2026.

Which companies are similar to Corpay?

In the S&P 500, Corpay is grouped in Transaction & Payment Processing Services within the Financials sector. Fidelity National Information Services (FIS), Fiserv (FISV), Global Payments (GPN), Jack Henry & Associates (JKHY), Mastercard (MA) are in the same group.

Understand the numbers

Source: Corpay’s filings with the U.S. Securities and Exchange Commission (EDGAR), retrieved September 27, 2026. Figures are as reported by the company and may be restated. This page is for information only and is not financial advice.