Erie Indemnity (ERIE): financials, SEC filings and peers
Erie Indemnity (ERIE) is an insurance brokers company in the Financials sector of the S&P 500, headquartered in Erie, Pennsylvania.
It was founded in 1925 and joined the S&P 500 on September 23, 2024.
Its fiscal year ends in December, and its shares trade on the Nasdaq.
In its SEC filings it is classified as “Insurance Agents, Brokers & Service”.
Erie Indemnity at a glance
- Revenue (12 months)
- $4.1B
- Revenue growth
- +2.0%
- Operating margin
- 17.9%
- Net income (12 months)
- $576M
- Free cash flow (12 months)
- $554M
- Cash
- $363M
- Debt
- —
- Diluted EPS (12 months)
- —
Twelve months to September 30, 2026, from the 10-Q filed October 29, 2026.
Latest twelve months
Over the twelve months to September 30, 2026, Erie Indemnity reported revenue of $4.1 billion, about the same as a year earlier (+2.0%).
Its operating margin was 17.9%: for every $100 of sales, about $18 was left as operating profit.
Net income was $576 million (14.0% of revenue), 11.1% lower than a year earlier.
Operating cash flow was $692 million and capital spending $138 million, leaving free cash flow of $554 million (13.4% of revenue).
At the end of the period it held $363 million in cash and not reported in debt, a net cash position of $363 million.
Five-year trend
- Revenue went from $2.5 billion in fiscal 2020 to $4.1 billion in fiscal 2025, about 9.9% a year.
- Revenue has grown for 5 fiscal years in a row.
- Operating margin widened from 13.3% to 17.6% over the same years.
- Free cash flow was positive in each of the last 6 fiscal years.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $2.6B | $2.8B | $3.3B | $3.8B | $4.1B |
| Revenue growth | 3.8% | 7.8% | 15.1% | 16.1% | 7.2% |
| Operating margin | 12.1% | 13.2% | 15.9% | 17.8% | 17.6% |
| Net income | $298M | $299M | $446M | $600M | $559M |
| Free cash flow | $254M | $299M | $289M | $486M | $571M |
| Diluted EPS | — | — | — | — | — |
Fiscal years as reported in Erie Indemnity’s 10-K filings. Free cash flow is operating cash flow minus capital spending.
Recent SEC filings
Companies like Erie Indemnity
Other S&P 500 companies in Insurance Brokers:
- AJGArthur J. Gallagher & Co.Rolling Meadows, Illinois
- AONAon plcLondon, United Kingdom
- BROBrown & BrownDaytona Beach, Florida
- MRSHMarsh McLennanNew York City, New York
- WTWWillis Towers WatsonLondon, United Kingdom
More from Financials
Questions about Erie Indemnity
Is Erie Indemnity's revenue growing?
Yes. Revenue for the twelve months to September 30, 2026 was $4.1 billion, up 2.0% from a year earlier, according to its SEC filings.
Is Erie Indemnity profitable?
Yes. It earned $576 million in net income over the twelve months to September 30, 2026, a net margin of 14.0%.
When did Erie Indemnity last file financial results?
Its latest quarterly report (10-Q) was filed with the SEC on October 29, 2026.
Which companies are similar to Erie Indemnity?
In the S&P 500, Erie Indemnity is grouped in Insurance Brokers within the Financials sector. Arthur J. Gallagher & Co. (AJG), Aon plc (AON), Brown & Brown (BRO), Marsh McLennan (MRSH), Willis Towers Watson (WTW) are in the same group.
Understand the numbers
Source: Erie Indemnity’s filings with the U.S. Securities and Exchange Commission (EDGAR), retrieved November 11, 2026. Figures are as reported by the company and may be restated. This page is for information only and is not financial advice.