Citizens Financial Group (CFG): financials, SEC filings and peers
Citizens Financial Group (CFG) is a regional banks company in the Financials sector of the S&P 500, headquartered in Providence, Rhode Island.
It was founded in 1828 and joined the S&P 500 on January 29, 2016.
Its fiscal year ends in December, and its shares trade on the NYSE.
In its SEC filings it is classified as “State Commercial Banks”.
Citizens Financial Group at a glance
- Revenue (12 months)
- $8.7B
- Revenue growth
- +11.0%
- Operating margin
- 31.1%
- Net income (12 months)
- $2.1B
- Free cash flow (12 months)
- —
- Cash
- $12.8B
- Debt
- $16.3B
- Diluted EPS (12 months)
- $4.60
Twelve months to June 30, 2026, from the 10-Q filed August 3, 2026.
Latest twelve months
Over the twelve months to June 30, 2026, Citizens Financial Group reported revenue of $8.7 billion, up 11.0% from a year earlier.
Its operating margin was 31.1%, up 5.6 percentage points from a year earlier: for every $100 of sales, about $31 was left as operating profit.
Net income was $2.1 billion (24.4% of revenue), 33.5% higher than a year earlier.
At the end of the period it held $12.8 billion in cash and $16.3 billion in debt, a net debt position of $3.6 billion.
The diluted share count fell 2.3% in a year, typically the result of buybacks.
Five-year trend
- Revenue went from $6.9 billion in fiscal 2020 to $8.2 billion in fiscal 2025, about 3.6% a year.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $6.6B | $8.0B | $8.2B | $7.8B | $8.2B |
| Revenue growth | -3.7% | 20.7% | 2.5% | -5.0% | 5.6% |
| Operating margin | — | — | — | — | — |
| Net income | $2.3B | $2.1B | $1.6B | $1.5B | $1.8B |
| Free cash flow | — | — | — | — | — |
| Diluted EPS | $5.16 | $4.10 | $3.13 | $3.03 | $3.86 |
Fiscal years as reported in Citizens Financial Group’s 10-K filings. Free cash flow is operating cash flow minus capital spending.
Recent SEC filings
- 10-Q filed August 3, 2026 — quarterly report
- 8-K filed July 31, 2026 — Bylaw or fiscal-year change; Other event
- 8-K filed July 21, 2026 — Other event
- 8-K filed July 16, 2026 — Earnings results; Regulation FD disclosure
- 10-Q filed May 4, 2026 — quarterly report
- 8-K filed April 24, 2026 — Shareholder vote results
- 8-K filed April 16, 2026 — Earnings results; Regulation FD disclosure
Companies like Citizens Financial Group
Other S&P 500 companies in Regional Banks:
- FITBFifth Third BancorpCincinnati, Ohio
- HBANHuntington BancsharesColumbus, Ohio; Detroit, Michigan
- KEYKeyCorpCleveland, Ohio
- MTBM&T BankBuffalo, New York
- RFRegions Financial CorporationBirmingham, Alabama
More from Financials
Questions about Citizens Financial Group
Is Citizens Financial Group's revenue growing?
Yes. Revenue for the twelve months to June 30, 2026 was $8.7 billion, up 11.0% from a year earlier, according to its SEC filings.
Is Citizens Financial Group profitable?
Yes. It earned $2.1 billion in net income over the twelve months to June 30, 2026, a net margin of 24.4%.
Does Citizens Financial Group have more cash or more debt?
At June 30, 2026 it had $12.8 billion in cash and $16.3 billion in debt, so more debt than cash.
When did Citizens Financial Group last file financial results?
Its latest quarterly report (10-Q) was filed with the SEC on August 3, 2026.
Which companies are similar to Citizens Financial Group?
In the S&P 500, Citizens Financial Group is grouped in Regional Banks within the Financials sector. Fifth Third Bancorp (FITB), Huntington Bancshares (HBAN), KeyCorp (KEY), M&T Bank (MTB), Regions Financial Corporation (RF) are in the same group.
Understand the numbers
Source: Citizens Financial Group’s filings with the U.S. Securities and Exchange Commission (EDGAR), retrieved September 27, 2026. Figures are as reported by the company and may be restated. This page is for information only and is not financial advice.